FREE COLLEGE MONEY

 To receive financial aid you must file the Free Application for Federal Student Aid (FAFSA).  You must file each year while attending college to receive financial aid.  We have found that approximately 82% of the FAFSA forms submitted to us for review have errors.

The professionals at College Planning TODAY Services (CPTS) will review your FAFSA and optimize it to your advantage.

THE STUDENT LOAN CRISIS

College debt has surpassed $1.4 trillion dollars in the United States, surpassing even credit card debt.

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Surprising to many is that 40% of that debt is held by parents and 60% by the students.

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The professionals at College Planning TODAY Services can assist you with Student Loan Debt options.

開始一個家庭 開始資助孩子的大學教育永遠不會太早。越早啟動您需要的更多選項，以確保以正確的方式保存。選擇正確的儲蓄策略以保護自己免受市場風險和對FAFSA的過度懲罰至關重要。您是否知道以學生的名義存錢會使您獲得經濟援助的能力降低四倍於其他儲蓄計劃？ CPTS的專業人員知道如何以最有效的方式構建您的儲蓄計劃。

Kāishǐ yīgè jiātíng kāishǐ zīzhù háizi de dàxué jiàoyù yǒngyuǎn bù huì tài zǎo. Yuè zǎo qǐdòng nín xūyào de gèng duō xuǎnxiàng, yǐ quèbǎo yǐ zhèngquè de fāngshì bǎocún. Xuǎnzé zhèngquè de chúxù cèlüè yǐ bǎohù zìjǐ miǎn shòu shìchǎng fēngxiǎn hé duì FAFSA de guòdù chéngfá zhì guān zhòngyào. Nín shìfǒu zhīdào yǐ xuéshēng de míngyì cún qián huì shǐ nín huòdé jīngjì yuánzhù de nénglì jiàngdī sì bèi yú qítā chúxù jìhuà? CPTS de zhuānyè rényuán zhīdào rúhé yǐ zuì yǒuxiào de fāngshì gòujiàn nín de chúxù jìhuà.

馬上開始吧 比以後!!! 眾所周知，為孩子的未來提前開始計劃的人將獲得最大的收益和資源

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Mǎshàng kāishǐ ba bǐ yǐhòu!!! Zhòngsuǒzhōuzhī, wèi háizi de wèilái tíqián kāishǐ jìhuà de rén jiāng huòdé zuìdà de shōuyì hé zīyuán

                        K12

學校 無論您是將孩子送到公立或私立K12學校，CPTS的專業人員都可以幫助您制定適合您需求的策略。你是否知道有些大學會將你的孩子送到私立K12學校的學費的一定比例增加你的經濟資助？公共或私人，CPTS可以幫助您制定適合您預算的策略，並允許您的孩子參加最適合他們的目標和需求的大學。

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                            K12

xuéxiào wúlùn nín shì jiāng háizi sòng dào gōnglì huò sīlì K12 xuéxiào,CPTS de zhuānyè rényuán dōu kěyǐ bāngzhù nín zhìdìng shìhé nín xūqiú de cèlüè. Nǐ shìfǒu zhīdào yǒuxiē dàxuéhuì jiāng nǐ de háizi sòng dào sīlì K12 xuéxiào de xuéfèi de yīdìng bǐlì zēngjiā nǐ de jīngjì zīzhù? Gōnggòng huò sīrén,CPTS kěyǐ bāngzhù nín zhìdìng shìhé nín yùsuàn de cèlüè, bìng yǔnxǔ nín de háizi cānjiā zuì shìhé tāmen de mùbiāo hé xūqiú de dà xué.

合適的學校 在這個國家，有一項舉措是重新安置或重新劃分一些學生離開公立學校上憲章學校。 任何“好”的學校都歸結為擁有合格的教師，輔導員和其他管理人員（得到支持和報酬）以及一個村莊，其中包括希望學習的學生家長。

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Héshì de xuéxiào zài zhège guójiā, yǒuyī xiàng jǔcuò shì chóngxīn ānzhì huò chóngxīn huàfēn yīxiē xuéshēng líkāi gōnglì xuéxiào shàng xiànzhāng xuéxiào. Rènhé “hǎo” de xuéxiào dōu guījié wéi yǒngyǒu hégé de jiàoshī, fǔdǎo yuán hé qítā guǎnlǐ rényuán (dédào zhīchí hé bàochóu) yǐjí yīgè cūnzhuāng, qízhōng bāokuò xīwàng xuéxí de xuéshēng jiāzhǎng.

Home Mortgage

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The equity in your house will count against your ability to receive college grants (free money) from many of the prestigious state and private colleges.  Furthermore, each college may assess your home equity differently. Consult with CPTS professionals to develop a strategy that is flexible enough to pay for college whether your home equity is counted or not.

You don't have to refinance your  

Home

To Pay For College

Pre- K (age 3 & 4) and Kindergarten (age 5) this is the most critical period of an individuals education

15.99 p/m

PRE-K

&

Kindergarten

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By age 6 (1st grade) we are already promoting our book club. Families are encouraged to read daily to their children. 

16.99 p/m

 ELEMENTARY

(1st) Grade

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By age 7 (2nd grade) we are ready to start promoting a second language.

 17.99 p/m

 ELEMENTARY

(2nd) Grade

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By age 8 (3rd grade) we  place additional emphasis on music and sports. Test to make sure students meet literacy  standards

20.99 p/m

 ELEMENTARY

(3rd) Grade

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At age 9 (4th grade)

Expand the Multiple Intelligence

(Bowling, chess, unconventional sports, etc

25.99 p/m

ELEMENTARY

(4th) Grade

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  Many people say“If I only knew then what I know now, I would have saved thousands and eliminated a ton of stress.”  Our job at College Planning TODAY Services  is to ease families through the college planning process with as much help as possible.  

ELEMENTARY

(6th)Grade

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By age 11 (6th grade) students enter our Standardized Test Prep Academy

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39.99 p/m

 ELEMENTARY

(5th) Grade

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5th Grades are inducted into our STEM WARS program. Opportunities for great scholarships with companies like Microsoft.

29.99 p/m

MIDDLE 

(7th)Grade

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In the 7th grade, students are strongly encouraged to start narrowing down the career areas they have an interest in.

49.99 p/m

In the 8th grade, our students are given the opportunity to attend college-related events to get more exposure to college.

59.99 p/m

MIDDLE 

(8th)Grade

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One sure way to save money for college is to do a dual enrollment while in High School.

Check with your school counselor or talk to one of our professionals.

Are you in AP Classes?

89.99 p/m

HIGH

(10th)Grade 

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Class of 2021

 You have the "Green Light" so let's GO! 

Getting started NOW even if you are in your last year of  high school can save you money!!

129.99 p/m

HIGH

(12th)Grade EARLY

Phase

June&July

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Our  11th graders (Juniors) take the PSAT/NMSQT* You must take the test in 11th grade to qualify for scholarships and programs associated with the National Merit Scholarship Program.

109.99 p/m

HIGH

(11th)Grade 

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Class of 2020

PSAT

Hello Senior this year will go by fast and you have a "checklist" of things that MUST be done. You will be guided throughout the process. 

149.99 p/m

HIGH

(12th)Grade 1st Quarter

Phase

Aug&Sep

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 According to the college board experts students MUST have what we present from Step 1 to 6 (Review chart above) by MARCH 1st in order to be considered "COLLEGE READY".

One of the signature features of our programs is to send "College Ready" students to college!

299.99 p/m

HIGH

(12th)Grade 4th Quarter

Phase

Mar&Apr

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Millions of dollars in scholarships are awarded to our students each year. We assist our students with MERIT SCHOLARSHIPS also!

GPA  SAT (MATH) ACT (MATH)

3.5    1440    700      32        30 

                        In-State $55,000                             Out-of-State $114,000

We also assist students with GPA's of 2.5 or higher with scholarships!

219.99  p/m

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HIGH

(12th)Grade 3rd Quarter

Phase

Jan&Feb

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 Every year many families get to this stage of high school with very little funding for college and not "college ready". 

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Did you know that the closer you get to graduation the more leverage and money you lose?

HIGH

(12th)Grade

Overtime 

After April

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College is one of the most amazing and rewarding experiences that one will ever have. The main reason that anyone would ever think differently is that they didn't prepare to be there. Be one of the few that learn how colleges pay for you to attend rather than you going into debt to attend.

Welcome 

to

COLLEGE

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Yes... we help college students! Our relationship with over 3000 colleges has enabled us to assist over 12,000 college students with everything from scholarships, internships to career placement!

  Many people say“If I only knew then what I know now, I would have saved thousands and eliminated a ton of stress.”  Our job at College Planning TODAY Services  is to ease families through the college planning process with as much help as possible.