Need Money For College?

On October 1, 2018 the enrollment process began to start completing the FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA).

What is federal student aid?

It's money from the federal government- specifically, the U.S. Department of Education-that helps you pay for college or career school, or graduate school expenses. More than $150 billion in federal student aid is available through grants, work study, and loans every year.

Who gets federal student aid?

Every student who meets certain eligibility requirements can get some type of federal student aid, regardless of age or family income. Some of the most basic eligibility requirements are that you must:

*demonstrate financial need (for most programs)

*be a U.S. citizen or an eligible noncitizen

*have a valid Social Security number

*register (if you haven't already) with Selective Service if you are a male between the ages of 18 and 25,

*maintain satisfactory academic progress in college or trade school

*show you're qualified to obtain a college or career school education by having a high school diploma or equivalent

How do I apply for federal student aid?

You must create an FSA ID and complete the FAFSA. WRITE YOUR INFORMATION DOWN and KEEP in a SECRET PLACE!!! You will need it later!!

1. Create your FSA ID at Students and parents are required to use an FSA ID, made up of a username and password. Your FSA ID is used to confirm your identity and electronically sign your FSA documents.

2. Complete the FAFSA at

Do I need to apply for financial aid every year? YES!

Is there something else that I really need to know? YES!

Even though most people have been coached to dwell on the word FREE when dealing with the FAFSA the rest of this acronym is what causes them money!(NOT FREE)! Read our next Blog to learn how FREE is costing families and how CPTS can help you get the most money for college and your FAFSA.

We have found that approximately 82% of the FAFSA forms submitted to us for review have errors. The professionals at College Planning TODAY Services (CPTS) will review your FAFSA and optimize it to your advantage.

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