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Can the IRS take your refund if you owe student loans?
If your federal student loans are in default, the Department of Education can refer your account to the Department of Treasury for collection by an offset of your federal (and in some cases state) tax returns. The Department of Treasury can withhold the entire amount of your refund to satisfy the debt that is owed. If you filed a joint return, the IRS can and will withhold your spouse’s refund, although your spouse may be entitled to all or part of the refund offset. Learn how you can pay off your loan is less than 7 years!

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